Second Mortgage
"I need funds but I don't want to break my first mortgage."
When your first mortgage carries a favourable rate, a second mortgage lets you tap equity without disturbing it. We work with prime and alternative lenders to secure the right structure for your goal.
- Keep your existing low first-mortgage rate
- Funds in days, not weeks
- Approvals based primarily on equity
- Open or closed terms available
Get Pre-Qualified
Tell us what you're financing
Common questions
Real answers from a licensed Ontario mortgage broker.
Second Mortgage across Ontario
Second Mortgage
in Toronto
Second Mortgage
in Mississauga
Second Mortgage
in Brampton
Second Mortgage
in Vaughan
Second Mortgage
in Markham
Second Mortgage
in Oakville
Second Mortgage
in Burlington
Second Mortgage
in Hamilton
Second Mortgage
in Ottawa
Second Mortgage
in London
Second Mortgage
in Kitchener
Second Mortgage
in Richmond Hill
Other services
Home Purchase Mortgage
From your first home to your forever home, we shop 50+ lenders to secure the sharpest rate and the right structure — with a pre-approval that actually holds up when you're competing for the offer.
Learn moreMortgage Refinance
Your home's equity is working capital waiting to be unlocked. Whether you need to consolidate debt, fund renovations, or invest — a smart refinance can dramatically improve your monthly cash flow.
Learn moreReverse Mortgage
Access your home's value tax-free with no monthly payments required. Ideal for Canadian homeowners 55+ looking to supplement retirement income, fund renovations, or consolidate debt.
Learn moreReady to see your options?
Free, confidential, no obligation. Most clients hear back from Jay the same business day.
- Free, no-obligation consultation
- Response within 24 hours
- 100% confidential
- Solutions for every situation