Private Mortgage in Markham
Private mortgages in Markham are equity-first loans funded by Mortgage Investment Corporations and individual investors. When banks and B-lenders have declined, when a closing is days away, or when a power of sale is moving on your home, private money is often the only realistic option — and it can fund within 5–10 business days.
- 24–48 hour conditional approvals on clear files
- Underwriting based on property equity, not income or credit
- Typical rates 8–12% with 1–3% lender fee, 6–12 month terms
- Always structured with a documented exit back to A or B lending
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Jay Klair has placed hundreds of private mortgages across York Region. Every file is underwritten with the exit in mind: typically 12–24 months at private rates while we work on the credit, income, or property issue that triggered the placement, then we refinance back to a B or A lender.
Common questions
Real answers for Markham homeowners considering private mortgage.
Other mortgage services in Markham
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OpenPrivate Mortgage near Markham
From the Learning Centre
Mortgage Renewals in Ontario
Your renewal letter is not your best offer. Here's how to renew strategically in Ontario.
Mortgage Refinancing
When refinancing your mortgage makes financial sense — and when it doesn't.
Mortgage Debt Consolidation
Rolling high-interest credit card debt into a mortgage rate — when it works and when it backfires.
Get private mortgage in Markham
Free consultation, no obligation. Most files have a clear answer within 24 hours.